Find roof financing through Hearth

If your roof repair or replacement is urgent, Hearth can help you find the right loan for your roof

 

 

Complete our 60 second form, and we’ll show you personalized rates from multiple lending partners. You’ll be able to find savings by comparing roofing monthly payments and rates from several providers.

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Residential Asphalt Roofing
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Restoration - Renovation -Installation - Maintenance
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Personal roof loans have the following features

No home equity requirement:

If you get sick or lose your job and can’t pay back your loan, you won’t be at risk of foreclosure. However, personal roof loans do have higher rates than options secured by your home equity.

Rapid Funding

If your project is urgent, then a personal loan may be your best option. Personal loan providers can approve you, then transfer funds, in as soon as 24 hours.

No Prepayment penalties

Personal loan providers won’t penalize you for paying back your loan ahead of schedule

Fixed Monthly payments

Because personal loans have fixed interest rates, your roof monthly payments won’t change. Fixed monthly payments will help you create an accurate budget for your project.

Here are some of the roofing projects you should consider for a personal loan

Financing a new roof

‍If you’re in a hurry, a personal loan can be a great financing option for a new roof. Roof replacements can cost between $3,000 and $10,000. (Check with Us at Nissi Home Renovation, Inc. to get a more accurate cost because complex roofing projects may cost more than $10,000)

Making a major roof repair

Most DIY roof repairs are probably too cheap for a personal loan; new asphalt shingles can cost a couple hundred dollars. You may want to look into 0% APR credit cards for these projects. But for major, multi-thousand dollar roof repairs, a personal loan could be the right choice for you.

Paying a homeowners insurance deductible

Paying a homeowners insurance deductible: Homeowners insurance plans kick in coverage after you pay a deductible that ranges from a few hundred to a few thousand dollars. Even if your insurance will cover your roof, you may need a roof replacement loan just to cover the deductible.

Upgrading your roof before selling your home

If you’re trying to get your home on the market, having a new roof could help you close faster. Personal loans could be a great fit for this type of upgrade.